New Penn Financial is a mortgage lender headquartered in Plymouth Meeting, PA, just outside of Philadelphia. We also have offices in Columbia, MD, Charlotte, NC, Medina, OH, Virginia Beach, VA, Concord, CA and Melville, NY.

We offer a wide variety of mortgage loan programs designed to fit your unique needs - including FHA, FHA Streamline, Conventional, VA and Jumbo mortgage loans.  We also offer the federal Home Affordable Refinance Mortgage Program if your existing loan exceeds the value of your home.

We strive to bring the highest level of personal attention to every client, during every refinance and home purchase.
 
What's the right program for you?

• If you have had credit problems in the past, have low income or only have 3.5% for your down payment, an FHA loan program may work for you.
  
• If you have excellent credit, we'll talk to you about a conventional home loan program.
  
• If you have a Fannie Mae mortgage and your current loan-to-home value is up to 105%, the Home Affordable Refinance Mortgage Program may suit your needs.
  
• If you are serving in the military or you’re a veteran, our VA loan program serves your specific needs.
  
• If you need a loan amount up to $1 million, our Jumbo mortgage loan program is the one for you.

Our loan programs include Fixed Rate 10, 15, 20, 25 and 30 year mortgages, Adjustable Rate Mortgage loans if you need a lower payment or if you plan to move in a few years and loans up to 105% of the value of your home.

We have built our business on being a customer-focused, fast and responsible lender. Our employees are some of the most experienced professionals in the mortgage industry, who work with the latest technology and are committed to exceeding your expectations.  They are empowered to help you through the loan application process painlessly and efficiently, but not at the expense of a quality, beneficial loan.

New Penn Financial is committed to fair lending practices. Click here to learn more.

Our commitment to our customers extends beyond just getting you approved for a mortgage loan.

• Our in-house credit review and research department allows us to help you get approved for a loan when other lenders can’t, whether you’re refinancing your existing mortgage or purchasing your new home.  We'll identify errors and other potential items on your credit report that, when corrected or resolved, could help improve your credit score. This is a free service we offer exclusively to our customers.
  
• We have affiliated business arrangements with Home Advocate Insurance Group and Avenue365 Lender Services to help save you money and get your loan closed fast.  Home Advocate Insurance Group offers a variety of personal and commercial insurance products while Avenue365 offers loan closing and mortgage title insurance services. These help get your loan closed quickly and efficiently.

As a New Penn Financial customer, you have our commitment to superior service and attention to detail with no delays and no surprises.