About Ralph
Ralph joined New Penn Financial in August 2011. Prior to joining
New Penn Financial, he worked as a Loan Officer, Mortgage Broker
and Branch Manager. Ralph has a proven record since he entered the
mortgage business in 1995. He will utilize his expertise,
resourcefulness, and his passion to inspire your confidence and
trust.
Be assured that your needs and your concerns are extremely
important to him. Don't hesitate to call on him to advise you on
your next home purchase or refinancing.
Lending Specialties
New Penn offers the top mortgage products available in the
market today. With low down payments, low interest rates, and
reduced closing costs, our loan programs can help improve your
financial situation. Some of our most popular product
include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms
available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provides more flexibility in credit, income and
equity/down payment requirements
- Interest only loans: Available through New Penn's proprietary
loan programs
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or
purchase investment properties
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