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FHilliard PP

Frank Hilliard

Senior Mortgage Specialist

NMLS# 264607
124 Verdae Blvd
Suite 203
Greenville, SC 29607
864-991-7997
610-629-6846

About Frank                                                                      

Frank Hilliard began his career as a systems developer in the financial services industry. A native of South Carolina, Frank was born in Charleston and grew up in Greer.  He has held many executive level positions in the mortgage industry, most recently with Preferred Trust Home Loans in Greenville SC and Mortgage Guaranty Insurance Corporation in Milwaukee, Wisconsin. He has worked in sales, operations, underwriting and technology in the mortgage finance industry. He returned to South Carolina to open a retail branch for Merrimack Mortgage, headquartered in Manchester, New Hampshire. Frank is married to Elizabeth Hilliard, also of South Carolina and has two children, Samuel and Rosemary.

Frank comes to New Penn Financial with 30 years of experience, and strives to help those that are eager to become homeowners.  Listed are some of his credentials:

  • Studied at the University of South Carolina in Computer Science and Business Administration
  • Earned majors in Computer Science and Accounting from USC
  • Completion of Executive MBA program from UNC-Greensboro in Management
  • Served on Board of Directors of the Sharon Lynn Wilson Center
  • Served on Board of Directors of the Arthritis Foundation
  • Served on Board of Directors of the Boy Scouts of America
  • Served on Board of Directors of the Mass. Mortgage Bankers Association     

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Buying In South Carolina

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Lending Specialties

New Penn offers the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation.  Some of our most popular product include:

  • Fixed rate mortgages: 30, 20, 15 & 10 year terms available
  • Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
  • Jumbo loans: Borrow up $3 million with competitive rates
  • FHA loans: Provides more flexibility in credit, income and equity/down payment requirements
  • Interest only loans: Available through New Penn's proprietary loan programs
  • VA loans: Mortgages for Veterans and Active Military
  • Renovation loans: Facilitate home improvements
  • Real Estate investor loans: Flexible financing to refinance or purchase investment properties

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Tools and Calculators

Below are mortgage calculators to help you answer personal mortgage financing questions:

Monthly Savings Calculator

This calculator helps you determine if now is the right time for you to refinance.

Monthly Payment Calculator

Use this calculator to determine your monthly payment based on your loan amount and interest rate.

Rent vs. Buy Calculator

Are you better off buying a home, or should you continue renting?

Loan Comparison Calculator

Use this tool to compare mortgage loans.

 

These calculators are only meant to estimate results based on the information you enter. They do not take into account all factors that you should consider when choosing a mortgage, nor can we guarantee that the terms you enter reflect terms actually offered by New Penn Financial.

 

What Clients Say

  "One of the smoothest loan transactions I've ever closed"   - D. Smith

 "The team at New Penn Financial are knowledgeable and committed to their customers" - S. Crocker 

"We plan to recommend all our friends to New Penn Financial" - R. Hammond 

 "We closed on time, as promised, and were kept current with any issues during the lending process" - J. Fruster 

 "We were denied by three other lenders - New Penn Financial found a way to help me purchase my first home" - T. Young 

 "We closed at 9:00AM and were married in our new home at 7:00 PM - On-time and under budget" - K. Wood 

 "Thank you so much for all of the help with getting the loan. It was so nice doing business with your company and I appreciate the personal touch you put into your job. We are still trying to get settled in, seems like that is the part that takes forever. Once again thank you for everything. If there is ever anything I can do for you please let me know." - K. Wood 

 "Thank you again Frank... the timing on everything was perfect and we had the right guy handling our loan" - J. McCaskill 

 "We were denied by three brokers.  After meeting with Frank, we were approved and closed on our first home" - Thanks Frank!"  - D. Eggert 

 "Our Refinance transaction was seamless - great rates and product. An easy closing!" - L. Beach 

 "Thank you for jumping through hoops for us.  You made a very stressful situation much easier.  I know it's your job but thanks for showing interest and caring about us" - C. Murphy 

 "As a first time home buyer I was nervous about purchasing my first home.  Frank Hilliard walked me through each part of the process and explained everything in detail.  I was thrilled to receive money back at closing"  K. Clark 

 "My mother closed a reverse mortgage with New Penn Financial.  Frank Hilliard was patient with my mother as she was apprehensive about the transaction.  Not long after that closing, I purchased a home in my mother's neighborhood.  Merrimack provided great customer service and we closed on-time and under budget".  I would highly recommend Merrimack Mortgage - P. Lively 

 "We never thought we could purchase our first home.  We first contacted Mr. Hilliard in February.  He helped us repair our credit and stuck with us until we closed on our first home.  I would gladly refer Mr. Hilliard to any buyer looking for a home" - A. Williams 

 "Everything is going well and I thank you for all your hard work. The Lord is about to pour out a mighty blessing on you and your family for all your help" - E. Quesnel 

"Frank - Thanks so much for the helping us buy our dream home.  We could not have done it without you" - J. Gift and L. Evans 

"Frank went well beyond the call of duty to obtain the right mortgage product and best rate" - O. Hale 

"Frank, from New Penn Financial did an excellent job in assisting us in getting our first home loan. He made the process smooth, easy and fast. He assisted me in every single step of the way and gives updates as to how the loan process is going. The experience has been more than exceptional and I would highly recommend Frank and New Penn Financial to anyone. If I ever need another home loan, I know who I'll be calling again. Thank you so much". - L. Vang  

"In working with New Penn Financial I found trust, credibility and success. Everytime I needed help, Frank Hilliard was there with the answers within seconds, which helped lead me to my goal of becoming a homeowner within a few months, you can't beat that." - Cassandra P.

What Realtors Say

 

Drew Parker - Parker Company, Broker in Charge, CCIM 

"Frank has consistently gone above and beyond the call of duty and has made obtaining financing a very stress free process for our clients."  

Katy Glidwell, C. Dan Joyner Prudential 

 "I don't know of a lender who works any harder, not only in immediate responses to clients and realtors; but in making a loan happen on schedule! I appreciate the energy and enthusiasm for each client; no matter the size of the loan.  Frank sincerely cares about each loan situation! He recently completed an FHA loan for young teacher and brought to our attention some Greenville housing money available that made the difference.  You can count on Frank to do his best to make your clients loan happen....Thanks Frank!!" 

Jill Gabler - Allen Tate Realtors 

"Successful business people surround themselves with like people.  That is why Frank Hilliard is on the top of my list.  His immediate response and full knowledge of current conditions continues to amaze me.  Frank knows how to get things done professionally and efficiently.  He does a fabulous job of fully explaining different options to my clients .  Frank is #1 in my book!"  

Lauren Holmes-Willis - Coldwell Banker Caine 

"Frank does a fantastic job of getting a loan from origination to close.  He keeps all informed along the way so that there aren't surprises at closing.  In the ever changing lending market, Frank stays on top of the new rates, rules and regulations and is always ready to educate his clients." 

Twila Kingsmore - C. Dan Joyner Prudential 

"Frank proved himself to me on our very first loan together!  When three other lenders couldn't make a difficult loan work for a self-employed client, Frank stepped in and diligently worked through each and every obstacle until he got it to work!  We closed, on time, with a very happy client and he won my recommendation from there on!  Frank consistently brings knowledge, personal attention, professionalism, energy and personality to each transaction and client.  He makes my clients feel comfortable and meets with them to fit their work schedules.  He always has excellent response time on questions and is a great "solution-finder" when things get difficult!  In this tough market, that is such an important trait to have in a lender.  I recommend Frank Hilliard highly to my clients and my peers, you will not be disappointed! "  

Annie Parker - The Parker Company 

"Communication is so important in a transaction.  Frank is always easy to get in touch with and makes sure things run smoothly with the loan, giving us constant updates.  He has consistently gone the extra mile to get our clients what they need.  He is knowledgeable, informative and reliable as well as personable, making you feel like you are top on his list at all times! It is a pleasure to work with Frank any chance we get! I know our clients are in great hands when working with Frank."  

Aundrea Gibbs - Gibbs Realty

"You have been one of the best lenders I have worked with and getting it done along with great communication. Thanks so much for working so hard to make this happen!!!"