Rhonda Mullins

About Rhonda

With 23 years in residential mortgage lending experience, Rhonda joined the New Penn team December of 2011. Rhonda's clients have trusted her with their residential lending needs since her beginnings in mortgage lending.  Rhonda has developed strong business ties within the real estate and financial services communities. Her highest moments of professional satisfaction come when her expertise, professional relationships and genuine desire to help come together to provide a low-stress / high-value experience for her homebuyer and homeowner clientele. Rhonda is part of a growing team at New Penn who is here to serve each borrower's individual needs.

"Ours is a consultative, comprehensive approach to the home mortgage process that results in a confident, fully informed borrower."

Find out why the area's top real-estate professionals and financial advisors trust their clients and their hard-earned reputations to Rhonda and her New Penn Mortgage Specialists.

Rhonda lives Johnson City, TN with her husband, Rick.

Lending Specialties

New Penn offers the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation.  Some of our most popular product include:

• Fixed rate mortgages: 30, 20, 15 & 10 year terms available
• Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
• Jumbo loans: Borrow up $3 million with competitive rates
• FHA loans: Provides more flexibility in credit, income and equity/down payment requirements
• Interest only loans: Available through New Penn's proprietary loan programs
• VA loans: Mortgages for Veterans and Active Military
• Renovation loans: Facilitate home improvements
• Real Estate investor loans: Flexible financing to refinance or purchase investment properties

Tools and Calculators

This calculator helps you determine if now is the right time for you to refinance.

Monthly Payment Calculator

Use this calculator to determine your monthly payment based on your loan amount and interest rate.

Rent vs. Buy Calculator

Are you better off buying a home, or should you continue renting?

Loan Comparison Calculator

Use this tool to compare mortgage loans.

These calculators are only meant to estimate results based on the information you enter. They do not take into account all factors that you should consider when choosing a mortgage, nor can we guarantee that the terms you enter reflect terms actually offered by New Penn Financial.