About Xavier
I have been a mortgage banker since 1999. I provide financial
options and solutions for both residential and commercial
real-estate transactions. My goal is to make sure I always identify
the best options available in the market place for each and
everyone of my clients and always help them achieve there
goals.
Lending Specialties
New Penn offers the top mortgage products available in the
market today. With low down payments, low interest rates, and
reduced closing costs, our loan programs can help improve your
financial situation. Some of our most popular product
include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms
available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provides more flexibility in credit, income and
equity/down payment requirements
- Interest only loans: Available through New Penn's proprietary
loan programs
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or
purchase investment properties
What Clients Say
"Xavier delivered the results on time and in a very professional
maner. I really enjoyed working with him. He was overall reliable
at all times,knowing the steps and processes to achieve the desired
resutls. I was very well impressed with the results. At same time
he was responsive at all times, and always did guide me during the
whole process. Really was my best option!!"
Jose R., FL
"Xavier is an example of what every lender should be: reliable,
resourceful and efficient. He not only gets the job done, but does
it in a professional and courteous manner focusing on the highest
level of quality in the industry. I would recommend Xavier without
any reservation whatsoever."
Audley B., FL
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