Ciara Mendez

About Ciara

Hello, my name is Ciara Mendez and I am a Senior Mortgage Consultant here at New Penn. With an extensive background in customer relations, I handle each consultation with a personal approach that guarantees quality assurance. I can help you find the right program to accomplish your exclusive financial goals. My educational credentials consist of a Bachelor's Degree in Business Administration, and an Associate's Degree in Liberal Arts. I've also taken several courses/seminars to strengthen my industry knowledge and to build on my current skills. I am currently licensed in 6 states- CT, DE, PA, MD, VA , and GA.  Please contact me with your questions or concerns. It is my pleasure to assist you!

Lending Specialties

New Penn offers the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation.  Some of our most popular product include:

• Fixed rate mortgages: 30, 20, 15 & 10 year terms available
• Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
• Jumbo loans: Borrow up $3 million with competitive rates
• FHA loans: Provides more flexibility in credit, income and equity/down payment requirements
• Interest only loans: Available through New Penn's proprietary loan programs
• VA loans: Mortgages for Veterans and Active Military
• Renovation loans: Facilitate home improvements
• Real Estate investor loans: Flexible financing to refinance or purchase investment properties

Tools and Calculators

Below are mortgage calculators to help you answer personal mortgage financing questions:

Monthly Savings Calculator

This calculator helps you determine if now is the right time for you to refinance.

Monthly Payment Calculator

Use this calculator to determine your monthly payment based on your loan amount and interest rate.

Rent vs. Buy Calculator

Are you better off buying a home, or should you continue renting?

Loan Comparison Calculator

Use this tool to compare mortgage loans.

These calculators are only meant to estimate results based on the information you enter. They do not take into account all factors that you should consider when choosing a mortgage, nor can we guarantee that the terms you enter reflect terms actually offered by New Penn Financial.

What Clients Say

"We were extremely pleased with the assistance that we received from one of your employees. Ciara Mendez was prompt, efficient, courteous and delivered the things that she promised. She worked with us every step of the way and made us feel like your company was 'in our court'. As two homeowners who have been involved in a number of refinancing activities over the 30 plus years that we have owned various homes, it was refreshing to get such good customer service. And the good service was in stark contrast to other refinancing companies we had done business with. In one instance, we simply discontinued any sort of refinancing activities with the company because of the mortgage consultants attitude was so unprofessional. We were discouraged and ready to forgo any sort of refinancing activities when we found your company on the Internet. And it was a pleasant experience for us both.
I would recommend refinancing with your company and reaffirm that the experience was made much more agreeable by the professional, organized and courteous demeanor of Ciara Mendez. Your company is indeed lucky to have such a great employee!" - Johnny H.

"This was probably the fastest and most efficient refinancing I have ever experienced. Ciara was very prompt in responding to my questions. She kept me in the loop and provided very realistic information about closing costs, etc. by providing transparency at every stage. Great experience!" - Kulkarni H.