About Michelle
As a Penn
State Alumni, Michelle started her career in the event
planning industry, where she could express her passion for
helping people create memorable experiences. With over five
years of planning and implementing events she understands the
importance of budgets, deadlines, persistence, and addressing
clients' goals within reality. Knowledge of the products and
finance is essential for any licensed loan officer; however
Michelle has a unique approach by treating each file as an event
from start to finish. She has concentrated her knowledge and
expertise in the states of Pennsylvania, Maryland and Virginia
understanding all the various specifics of the government
regulations. Her natural capability to focus on
details doing the necessary work upfront and complete on the
first go around has allowed her to build clean and thorough files
saving days, even weeks, in underwriting for a quick approval.
Although everyone has different goals and needs, Michelle takes
pride in the quality of each submission she sends for approval.
She strives to earn her business through integrity and by
educating you about the different products available so you are
able to make the best decisions in order to reach your
goals. Michelle welcomes the opportunity to structure your new loan
and looks forward to a pleasurable experience to offer the
lifestyle a new program can provide.
Michelle enjoys spending time with friends and family, trying
new activities, planning non-profit events for the community,
playing piano, and doing yoga.
Lending Specialties
New Penn offers the top mortgage products available in the
market today. With low down payments, low interest rates, and
reduced closing costs, our loan programs can help improve your
financial situation. Some of our most popular product
include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms
available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provides more flexibility in credit, income and
equity/down payment requirements
- Interest only loans: Available through New Penn's proprietary
loan programs
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or
purchase investment properties
"I have enjoyed working/conversing
with you! You are a true professional in every sense of the word. I
will surely refer and recommend you to everyone and anyone who
needs refi assistance!"
Jeff
"Michelle has been an absolute
delight. She is patient, thorough, knowledge, warm but professional
and has made this tedious process as easy as she could for me. She
inspires trust not only with her competence but with what she has
to say about her colleagues and your company."
Bonnie
"Thanks so much for a relatively
painless refinancing. I definitely would refer you to any of my
friends for mortgage products. I was impressed with your
professionalism and your prompt replies to all of my inquiries and
questions."
Mary
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