About Ralph
Ralph Trinidad brings 10 plus years of mortgage industry
experience to his position at New Penn. His career with the
company started shortly after the doors opened at New Penn in
2008. After excelling with the company as a loan
officer, Ralph was promoted to a Team Leader in 2009.
Later in the year, he was again promoted to a Sales
Manager. He currently manages one of the most productive sales
groups in the company. His group focuses on putting their
customer's needs first and delivering loans that are in the best
interest of our borrowers.
Lending Specialties
New Penn offers the top mortgage products available in the
market today. With low down payments, low interest rates, and
reduced closing costs, our loan programs can help improve your
financial situation. Some of our most popular product
include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms
available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provides more flexibility in credit, income and
equity/down payment requirements
- Interest only loans: Available through New Penn's proprietary
loan programs
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or
purchase investment properties
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