About Ed
I was born Chicago, IL 1958 and moved to Lakewood, OH in
1972. I attended Lakewood High School and graduated in
1976.
I worked as a machinist from 1976 to 1995 during that time I
obtained my Insurance License in 1985 with the State of Ohio and
worked both as a licensed insurance agent and as a
machinist.
In 1997, I left my machinist job and starting to work with
City Loan Financial /Commercial Credit selling/obtaining (non
secured personal loans.) From there worked for several
mortgage companies until I help form American Dream Home Loans with
my wife in 1999.
At American Dream Home Loans, I preformed many tasks including
developing and creating the telemarketing department, managing the
day to day office duties, managed employees and helped them to
close loans. I worked directly with customers from the
beginning of their loan until the loan closed. I followed up
and maintained customer contact and files.
We closed American Dream Home Loans in 2008. I had various jobs
in the financial field only to find out they went out of
business. In 2011 obtained a position at Penn Financial as a
Loan Originator the company proved to be strong and committed to
customer service. At New Penn, I like helping people acquire their
home as well as assisting borrowers in saving thousands in the
refinancing of their current loan. The market seemed to be stabile
enough to jump right back in not every customer need a new loan we
take care in evaluating the risks and rewards of before
recommending any loan to insure your loan is right for you.
Lending Specialties
New Penn offers the top mortgage products available in the
market today. With low down payments, low interest rates, and
reduced closing costs, our loan programs can help improve your
financial situation. Some of our most popular product
include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms
available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provides more flexibility in credit, income and
equity/down payment requirements
- Interest only loans: Available through New Penn's proprietary
loan programs
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or
purchase investment properties
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