Privacy
Information we
collect
When you visit this site, we may collect
certain types of information from you, such as information you
voluntarily provide via forms, surveys, applications, etc. We may
also collect information about you from your online browsing and
transactions, including your preferences, pages visited, technical
information regarding your computer and operating systems, such as
your Internet Protocol (IP) address, domain name and system
configuration and settings.
What are Cookies?
Cookies are pieces of information stored
directly on the computer you are using. New Penn, or our
third-party advertising service providers, may place cookies or
similar files on your hard drive for security purposes, to
facilitate site navigation and to personalize your experience while
visiting our site. Cookies allow us to collect technical and
navigational information, such as browser type, time spent on our
site and pages visited. Cookies allow us to select which of our
advertisements or offers are most likely to appeal to you and
display them while you are on New Penn websites. We may also use
cookies in online advertising to track consumer responses to New
Penn advertisements and we may use cookies or other files to track
your use of other websites. Cookies and other technologies provide
us the capability to monitor the use of our site so we can
continually improve the design and functionality to better serve
you. Cookies and similar files do not contain or capture
unencrypted personally identifiable data.
If you do not accept these cookies, you
may experience some inconvenience in your use of some online
options. You also may not receive advertising or other offers from
us that are relevant to your interests and needs.
New Penn uses web-browsing cookies to display information
more effectively to you and to gather data about the usage of our
website.
At times, we may use other technologies
to capture customer specific data to help us understand how
customers use our site and to assist us with resolving customers'
questions regarding the use of our site.
Advertising
New Penn advertises on pages within New
Penn websites as well as on other websites not affiliated with New
Penn. We contract with other companies to advertise to you through
the use of cookies and web beacons.
Information collected through cookies
and web beacons includes the number of people who look at each of
the pages on the New Penn websites, search engine referrals,
browsing patterns within the New Penn websites, and responses to
advertisements and promotions on the New Penn websites. Information
collected may also include other trends and activity on the New
Penn websites, basic information about whether you have visited the
site before, your Internet connection and computer settings, such
as your browser, your IP address and your time zone.
From time to time, consumers will
experience 'Pop Ups' from other companies while visiting our site.
Pop Ups are generated by 'Adware' placed on your computer when
other sites have been visited. New Penn does not participate in the
use of Adware.
Advertising on the New Penn websites
New Penn advertises its products and
services, on pages within the New Penn websites. These
advertisements may take the form of banner ads, and other
formats.
Advertising on other
websites
New Penn contracts advertising with
companies to advertise our accounts and services on websites not
affiliated with New Penn. If you click on one of our ads, you link
to the New Penn website that offers the advertised service. These
ads may contain cookies that allow tracking of your response to our
advertisements. These cookies do not identify you personally. We
prohibit any company that places our ads from using this
information for any purpose other than to assist us in measuring
the effectiveness of our ads.
How we use and share
information
Unless otherwise described in this
policy, we will use and share any information that we collect from
or about you that is covered by this policy in accordance with the
New Penn Privacy Policy below.
We may also share aggregated or
anonymous data about our customers and visitors to the New Penn
websites with our advertising service providers and with companies
that help us understand how you use our website.
Linking to other sites
We may provide links to non-New Penn
companies, such as credit bureaus or merchants. If you choose to
link to websites not controlled by New Penn, we are not responsible
for the privacy or security of these sites, including the accuracy,
completeness, reliability or suitability of their information. If
you are asked to provide information on one of these websites we
strongly urge you to carefully study their privacy policies before
sharing your information.
Looking out for children
We do not knowingly market to or solicit
information from children under 13 without parental consent. We
recognize that protecting children's identities and privacy online
is important, and that the responsibility to do so rests with both
the online industry and with parents. While New Penn works to
protect your personal information, you also have
responsibility.
- Internet safety for
children. The Internet is a public network. Children's access to
the Internet can allow them to visit inappropriate websites and be
exposed to unwanted risks. COPPA, the Children's Online Privacy
Protection Act, protects children under the age of 13 from the
online collection of personal information. Learn more about COPPA
on the Federal
Trade Commission's website. Parents can be
proactive by installing filtering software that gives them more
control over their family's Internet experience.
We recommend that minors 13 years of age
or older ask their parents for permission before sending any
information about themselves to anyone over the
Internet.
NEW PENN FINANCIAL, LLC PRIVACY
POLICY
(Protection of the Privacy of Personal Non-Public
Information)
Respecting and protecting
customer privacy is vital to our business. By explaining our
Privacy Policy to you, we trust that you will better understand how
we keep our customer information private and secure while using it
to serve you better. Keeping customer information secure is a top
priority, and we are disclosing our policies to help you understand
how we handle the personal information about you that we collect
and disclose. This notice explains how you can limit our disclosing
of personal information about you. The provisions of this notice
will apply to former customers as well as current customers unless
we state otherwise.
The Privacy Policy
explains the Following:
-
Protecting the
confidentiality of our customer information.
-
Who is covered by the
Privacy Policy.
-
How we gather
information.
-
The types of information we
share, why, and with whom.
-
Opting Out - how to
instruct us not to share certain information about you or not to
contact you.
Protecting the
Confidentiality of Customer Information:
We take our responsibility to
protect the privacy and confidentiality of customer information
very seriously. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to store and secure
information about you from unauthorized access, alteration, and
destruction. Our control policies, for example, authorize access to
customer information only by individuals who need access to do
their work.
From time to time, we enter
into agreements with other companies to provide services to us or
make products and services available to you. Under these
agreements, the companies may receive information about you but
they must safeguard this information, and they may not use it for
any other purposes.
Who is Covered by the
Privacy Policy:
We provide our Privacy Policy
to customers when they conduct business with our company. If we
change our privacy policies to permit us to share additional
information we have about you, as described below, or to permit
disclosures to additional types of parties, you will be notified in
advance. This Privacy Policy applies to consumers who are current
customers or former customers.
How We Gather
Information:
As part of providing you with
financial products or services, we may obtain information about you
from the following sources:
-
Application, forms, and
other information that you provide to us, whether in writing, in
person, by telephone, electronically, or by any other means. This
information may include your name, address, employment information,
income, and credit references;
-
Your transaction with us,
our affiliates, or others. This information may include your
account balances, payment history, and account usage;
-
Consumer reporting
agencies. This information may include account information and
information about your credit worthiness;
-
Public sources. This
information may include real estate records, employment records,
telephone numbers, etc.
Information We
Share:
We may disclose information
we have about you as permitted by law. We are required to or we may
provide information about you to third-parties without your
consent, as permitted by law, such as:
-
To regulatory authorities
and law enforcement officials.
-
To protect against or
prevent actual or potential fraud, unauthorized, claims, or
other liability.
-
To report account activity
to credit bureaus.
-
To consumer reporting
agencies.
-
To respond to a subpoena or
actual sale, merger, or transfer of all or a portion of a business
or an operating unit, etc.
-
In connection with a
proposed or actual sale, merger, or transfer of all or a portion of
a business or an operating unit, etc.
In addition, we may provide information about you to our
service providers to help us perform marketing services. This
information provided to these service providers may include the
categories of information described above under "How We Gather
Information" limited to only that which we deem appropriate for
these service providers to carry out their functions.
This policy is subject to change.
Information we collect
When you visit this site, we may collect
certain types of information from you, such as information you
voluntarily provide via forms, surveys, applications, etc. We may
also collect information about you from your online browsing and
transactions, including your preferences, pages visited, technical
information regarding your computer and operating systems, such as
your Internet Protocol (IP) address, domain name and system
configuration and settings.
What are Cookies?
Cookies are pieces of information stored
directly on the computer you are using. New Penn, or our
third-party advertising service providers, may place cookies or
similar files on your hard drive for security purposes, to
facilitate site navigation and to personalize your experience while
visiting our site. Cookies allow us to collect technical and
navigational information, such as browser type, time spent on our
site and pages visited. Cookies allow us to select which of our
advertisements or offers are most likely to appeal to you and
display them while you are on New Penn websites. We may also use
cookies in online advertising to track consumer responses to New
Penn advertisements and we may use cookies or other files to track
your use of other websites. Cookies and other technologies provide
us the capability to monitor the use of our site so we can
continually improve the design and functionality to better serve
you. Cookies and similar files do not contain or capture
unencrypted personally identifiable data.
If you do not accept these cookies, you
may experience some inconvenience in your use of some online
options. You also may not receive advertising or other offers from
us that are relevant to your interests and needs.
New Penn uses web-browsing cookies to display information
more effectively to you and to gather data about the usage of our
website.
At times, we may use other technologies
to capture customer specific data to help us understand how
customers use our site and to assist us with resolving customers'
questions regarding the use of our site.
Advertising
New Penn advertises on pages within New
Penn websites as well as on other websites not affiliated with New
Penn. We contract with other companies to advertise to you through
the use of cookies and web beacons.
Information collected through cookies
and web beacons includes the number of people who look at each of
the pages on the New Penn websites, search engine referrals,
browsing patterns within the New Penn websites, and responses to
advertisements and promotions on the New Penn websites. Information
collected may also include other trends and activity on the New
Penn websites, basic information about whether you have visited the
site before, your Internet connection and computer settings, such
as your browser, your IP address and your time zone.
From time to time, consumers will
experience 'Pop Ups' from other companies while visiting our site.
Pop Ups are generated by 'Adware' placed on your computer when
other sites have been visited. New Penn does not participate in the
use of Adware.
Advertising on the New Penn websites
New Penn advertises its products and
services, on pages within the New Penn websites. These
advertisements may take the form of banner ads, and other
formats.
Advertising on other
websites
New Penn contracts advertising with
companies to advertise our accounts and services on websites not
affiliated with New Penn. If you click on one of our ads, you link
to the New Penn website that offers the advertised service. These
ads may contain cookies that allow tracking of your response to our
advertisements. These cookies do not identify you personally. We
prohibit any company that places our ads from using this
information for any purpose other than to assist us in measuring
the effectiveness of our ads.
How we use and share
information
Unless otherwise described in this
policy, we will use and share any information that we collect from
or about you that is covered by this policy in accordance with the
New Penn Privacy Policy below.
We may also share aggregated or
anonymous data about our customers and visitors to the New Penn
websites with our advertising service providers and with companies
that help us understand how you use our website.
Linking to other sites
We may provide links to non-New Penn
companies, such as credit bureaus or merchants. If you choose to
link to websites not controlled by New Penn, we are not responsible
for the privacy or security of these sites, including the accuracy,
completeness, reliability or suitability of their information. If
you are asked to provide information on one of these websites we
strongly urge you to carefully study their privacy policies before
sharing your information.
Looking out for children
We do not knowingly market to or solicit
information from children under 13 without parental consent. We
recognize that protecting children's identities and privacy online
is important, and that the responsibility to do so rests with both
the online industry and with parents. While New Penn works to
protect your personal information, you also have
responsibility.
- Internet safety for
children. The Internet is a public network. Children's access to
the Internet can allow them to visit inappropriate websites and be
exposed to unwanted risks. COPPA, the Children's Online Privacy
Protection Act, protects children under the age of 13 from the
online collection of personal information. Learn more about COPPA
on the Federal
Trade Commission's website. Parents can be
proactive by installing filtering software that gives them more
control over their family's Internet experience.
We recommend that minors 13 years of age
or older ask their parents for permission before sending any
information about themselves to anyone over the
Internet.
Opting Out
You may chose to Opt Out of direct marketing at any time. You may
also limit the contact from New Penn. You may Opt Out of the
following:
- No Telephone Calls
- No Email
- No Direct Mail
- Information Sharing with our affiliates
- Information Sharing with non-affiliates
To Opt Out please email customerservice@newpennfinancial.com or
send a letter to: NEW PENN FINANCIAL, LLC
ATTN: COMPLIANCE DEPT 4000 CHEMICAL RD, SUITE 200 PLYMOUTH
MEETING, PA 19462
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