About Tom

NMLS# 195238

A military veteran having served 8 yrs., I specialize in the structure of VA Mortgages for active duty and military veterans.  I understand the process and the limited time you have to secure home financing while serving our country.  As a veteran representing you and your family, I will stand by your side and walk you through every step of the homebuying process.  Together, we will secure the home of your dreams

As a seasoned Sr. Mortgage Consultant ( 23 yrs), I understand that the homebuying process can be stressful and overwhelming at times for both first time homebuyers and repeat homebuyers. With me as your loan officer, you will receive constant communication, updates on progress made and next steps to take in order to secure completive financing  throughout the entire loan process. 

I have an extensive knowledge in first time homebuyers loan programs, mortgages to avoid mortgage insurance, government loans, VA loans, and down payment assistant loan programs. Regardless of which mortgage you choose, you will receive the best that there is to offer to meet your financial needs. 

  • 6250 Old Dobbin Ln, Suite 110
    Columbia, MD 21045
  • 443-539-3487