Skip to content

FHA Loans

FHA mortgages are insured by the Federal Housing Administration, a federal agency within the Department of Housing and Urban Development.

FHA mortgages are government-assisted alternatives to conventional financing and are great options for those who want to put less money down or who have lower credit scores. They are popular for home purchases and for refinancing. While these mortgages do require expenses in the form of monthly mortgage insurance, they still enable many homeowners who don't qualify for conventional financing to purchase or refinance a home.

The advantages of an FHA loan include:

  • Put as little as 3.5% down
  • Qualify with less-than-perfect credit
  • No appraisal required in some instances
  • No pre-payment penalties
  • Close in as little as two weeks

Call 888-673-5521 to see if you qualify and get your personalized rate quote for an FHA loan.