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Our SMART Series Of Modern Mortgages

Our SMART Series of mortgages offers non-traditional home loan options and revolutionary guidelinesthat are designed to provide today’s borrowers more choices and positive lending experience.

SMART Alternatives
Our Smart mortgages provide a wide range of options,such as bank statement programs for the self-employed,investor solutions using cash-flow qualification andderogatory housing/credit event solutions.
They accommodate first time homebuyers and seasonedhomeowners alike in financing or refinancing a newhome, second home, or investment property.

Highlights of our SMART Mortgages:

  • Wide range of options, such as bank statement programs for the self-employed, investor solutions using cash-flow qualification and derogatory housing/credit event solutions.
  • Loan Amounts up to $3 million
  • Fixed and Adjustable-Rate loan terms and interest only options
  • Low down payment options
  • Extensive income/asset qualification flexibility
  • No MI needed
  • Credit scores starting from 620
  • Multiple Cash-out Options
Suite of Non-Traditonal Loans

  • SmartEdge: Non-Traditional Jumbo
  • SmartSelf: Self-Employed Mortgage
  • SmartTrac: A Second Chance
  • SmartVest: Investor Cash Flow

Call 888-673-5521 to get your personalized rate quote for a SMARTSeries loan.