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David O'Block PP

David O'Block

Branch Manager

NMLS# 659329; 3009 Tazewell Pike; North Knoxville, TN
11400 Parkside Dr Suite 110, 3009 Tazewell Pike; 140 Major Reynolds Place; 124 N. Winston Road; 10815 Kingston Pike
Knoxville, TN 37934

About David

23 years in the financial industry, 10 as a financial advisor and 13 as a residential mortgage specialist.  David has developed strong business ties within the real estate and financial service communities. His highest moments of professional satisfaction come when his expertise, professional relationships and genuine desire to help come together to provide a low-stress/high-value experience for his homebuyer and homeowner clientele. David and his growing team at New Penn serve each borrower’s individual needs.

“Ours is a consultative, comprehensive approach to the home mortgage process that results in a confident, fully informed borrower.”

Find out why the area’s top real-estate professionals and financial advisors trust their clients and their hard-earned reputations to David and his New Penn mortgage specialists.

Lending Specialties

New Penn offers some of the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation.  Some of our most popular products include:

  • Fixed rate mortgages: 30, 20, 15 & 10 year terms available
  • Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
  • Jumbo loans: Borrow up $3 million with competitive rates
  • FHA loans: Provide more flexibility in credit, income and equity/down payment requirements
  • VA loans: Mortgages for Veterans and Active Military
  • Renovation loans: Facilitate home improvements
  • Real Estate investor loans: Flexible financing to refinance or purchase investment properties
....These calculators are only meant to estimate results based on the information you enter. They do not take into account all factors that you should consider when choosing a mortgage, nor can we guarantee that the terms you enter reflect terms actually offered by New Penn Financial.

What Clients Say

"Since this was my first buyer transaction, I was uncertain what needed to happen. I knew right away that David had it under control and I had nothing to worry about. My clients and I were very impressed at the speed and ease everything was taken care of. I hope all my clients choose David and New Penn to take care of their mortgage needs. I certainly will be telling them about him." - Judy H.

"It was much easier qualifying for and obtaining our mortgage than connecting our utilities in our home. Highly recommend." - Suzanne B.

"The speed at which David and his group were able to get to and through closing was amazing. The mood of everyone we worked with was positive and down to earth." - Greg K.

"We were very happy with the way our loan process went. Everything happened just as David said it would with the exception that happily it closed sooner than predicted!!" - Laura J.

"David and his team at New Penn Financial enabled me getting into the home of my dreams in an extremely abbreviated timeline. I got an excellent rate and amazing customer service. They managed all of this while having limited availability to me due to travel. I would highly recommend them to anyone needing a top notch lender." - Michelle B.

"David is very helpful. He helped us understand all the questions we had." - Mei S.

"Overall the process was very simple. There were clear and precise instructions provided to make the loan happen. The staff stayed in touch with me every step of the way. And were very helpful educating me on all aspects of the loan." - Eddie S.

"David at New Penn was very helpful in securing me a loan while I was going through a company relocation process. David was able to help qualify me for a 2nd mortgage loan while I still technically owned my first home. No other lenders were able to do this. David and team made our move a very smooth transition." - Jerilyn P.

"David O'Block was quick and courteous with great attention to detail." - Robert P.

"We needed a specific closing date within a time frame that was less than other lenders were willing to work in and New Penn made that closing date happen!" - Kenneth G.

"David was so easy to work with and everyone at New Penn was very helpful and answered all of our questions quickly and efficiently." - Chris L.

"David was wonderful. He walked me through every step of information he needed to process my loan and was very patient. I felt comfortable contacting him if I had any questions and found the whole process to be easier." - Jennifer S.

"David and Anita made this process of buying a house easy. They was always there to answer any questions. It was an awesome experience." - Tiffany R.

"The overall experience of obtaining our home loan was about as painless as it could be. David and the NewPenn staff were exceptional and made this a smooth transaction." - Jason A.

"I had recently tried to go through my bank but I was getting zero help and progress was best. Luckily I got pointed in the right direction and never looked back. Now I have the perfect house for me and my boy. True story." - Joey M.

"I never expected the level of professionalism and caring that I received from David's team. I cannot explain in words how much you helped my family, thank you." - Kenneth M.

"Mr. O’Block made a very stressful process as smooth and painless as it could ever be. He always took the time to answer any questions or to provide information, even if the subject matter wasn’t exactly 'his job', but was always willing to help, even on Sunday. When rates began going up he was proactive to let me know and give me all the information so that I could make the best decision for my situation. I could continue with example after example, but David was great to work with. We filled out the paperwork, provided the documentation he requested and he did the rest." - Joey S., Knoxville, TN

"David and staff were great from start to finish. Very prompt with all responses. Went above and beyond to make this a great experience." - Denise B., Powell, TN

"David went the extra mile regarding our home loan excellent service and very customer oriented. We highly recommend him." - Jim and Sharon G., Vonore, TN

"We were relocating from Idaho and had to do all the paper work via e-mail and mail. David handled all of this in a very professional and in a timely manner." - David and Nettie M.

"David O'Block has 'hand-holding' down to a fine art! He explained everything perfectly and made it as easy as possible on me. There is a lot of stress to buying and selling a home but David was NOT one of them. I couldn't be more pleased." - Randy and Louise T. Knoxville, TN

"David was always available to answer questions or produce an Initial Fees Worksheet throughout our search for a new home. I know David has multiple clients, however, I felt I was treated as if I were the only one. The customer service was outstanding." - Colin M., Dandridge, TN

"David's personal attention throughout the entire process was the factor that made what could be a stressful experience pleasant. I would highly recommend him to anyone needing home financing." - Will B. Knoxville, TN

"From day 1, David was eager and ready to help me obtain my first home. He, in a short time, became almost like a close friend who walked me step by step through the process and was always willing to answer my sometimes repetitive question and help me laugh off my anxiety as I came closer and closer to closing day. I truly can say that my first experience in home buying was awesome thanks to his team. Needless to say, I highly recommend them to anyone and know that I'll use them again if I should ever buy another home." - Matt F. Knoxville, TN

"This is the third time my wife and I have had the pleasure of working with David. Of all the headaches that come with home buying/building, the finance aspect has always been smooth and trouble free. He makes himself available anytime we have a question and keeps us updated along the way. We aren't crossing our fingers at the 11th hour hoping the financing comes through. I wish any of our car buying experiences had been half as simple as our home buying experiences! Straight talk and honesty are hard to find these days. Thanks again for another worry free closing!" - Lee and Jessica C., Knoxville, TN

"The time it took from when we first contacted you to getting the refinancing loan was very quick and highly appreciated." - Paul P. and Imelda F., Knoxville, TN

"David did so much to help us with getting information, and made the whole transaction so easy." - John and Paula C., Knoxville, TN

"The entire staff was very gracious and helpful in a stressful situation. They were always willing to answer any question, no matter how insignificant. Wonderful group of people." - Linda M., Knoxville, TN

"David O'Block makes the experience a very good one. Has done several loans for me and I will continue to use him. Great asset for your company." - Scott H., Knoxville, TN

"Your availability, even on Christmas Eve (!) was amazing. Thanks very much." - Joseph and Suzanne B., Knoxville, TN

"David was incredible! He helped us through the whole journey, he was quick to respond on any of our questions and was very professional." - Meredith L., Knoxville, TN

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