Our goal is to help make your loan transaction as simple as possible with as little stress as possible. We find the right loan for each of our clients' particular circumstances which include finding the right products with the best rates. We are a "hand-holder." We will follow through a loan from start to finish. Education and understanding today's marketplace are essential to making wise decisions! Please feel free to contact Melissa to assist you in locating Residential Real Estate Mortgages that fit your needs.
Why New Penn Financial & Melissa?
We Communicate - We know that for us, one of the most important considerations with any loan is simply to stay in constant contact with the client and REALTORs. We understand the importance of getting the job done in a high quality and timely manner. We're looking out for your best interest!
We're Fast - From the first time we meet with the buyer, we will give a lending decision and a written cost breakdown. From our well-trained staff to our advanced computer network to our unique system for processing loans, every aspect of our operation has been designed to get our buyer's loan closed on time and keep every party fully informed every step of the way. No one does as much as we do to give you truly exceptional service throughout the process.
We’re Flexible - Because loan programs can be complex and varied, many lenders focus on just a few programs. If your borrower doesn't fit in one of their boxes, they don't get a loan or; they may be forced into a loan program that is not right for them. We stay current on the features and requirements of all conventional and non-conventional products.
We are Committed To You - If you think about it, we earn nothing unless we close your transaction. So we're very committed to closing your loan. We are here to help you!
New Penn offers some of the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation. Some of our most popular products include:
- Fixed rate mortgages: 30, 20, 15 & 10 year terms available
- Adjustable rate loans: 10/1, 7/1, 5/1, 3/1
- Jumbo loans: Borrow up $3 million with competitive rates
- FHA loans: Provide more flexibility in credit, income and equity/down payment requirements
- VA loans: Mortgages for Veterans and Active Military
- Renovation loans: Facilitate home improvements
- Real Estate investor loans: Flexible financing to refinance or purchase investment properties
....These calculators are only meant to estimate results based on the information you enter. They do not take into account all factors that you should consider when choosing a mortgage, nor can we guarantee that the terms you enter reflect terms actually offered by New Penn Financial.